Lead Credit Risk Analyst - Consumer Lending / Loans

This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Client Details

Rapidly expanding financial services company

Description

This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Key Responsibilities :

• Developing and implementing advanced statistical models and preferably machine learning algorithms to predict credit risk, optimise credit scoring, and enhance our decision-making / underwriting processes.
• Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
• Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
• Perform data cleaning to ensure high-quality data for analysis,
• Conduct A / B testing and other experiments to evaluate the impact of credit strategies and policies.
• Develop credit risk models, such as probability of default (PD) using various modelling techniques.
• Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.

Key Skills / Experience :

Profile

Job Offer

Opportunity to develop and enhance credit risk modelling & analytics strategy

Opportunity to join a rapidly expanding financial services company